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Annuities
 You've
worked your whole life to save money for retirement and beyond.
If your money is simply sitting in a CD, and you are paying
taxes on money you aren't even using - it may be time to call
us.
At Senior
Estate Associates, we can help your money work for you with
annuities that that will provide you with:
- More Income - rates of return 1-3% higher on average than CD's
- Less taxes - pay only when you use the money
- Peace of mind!
In many
instances, the benefits of Annuities far out-weigh the
disadvantages of CD's. Call us for a free evaluation of your
personal situation to see if annuities are the right choice for
you.
CD's vs.
Annuities
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Certificate of
Deposit |
Tax Deferred
Annuity |
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Taxable-1099
(Can make SS Taxable)
Less Interest/Income
Early Withdrawal Penalties for Life
Guaranteed
Distributed and Depleted through Probate
Subject to Medicaid Spend-down
No Free Withdrawals during Term
Usually NO hedge against inflation
No Lifetime Income guarantees |
Triple Tax
Deferred
Reducing Taxable Income!
Better Interest/Income
Declining Withdrawal Penalties Guaranteed*
Distribution without Probate or Depletion
NO Medicaid Spend-down
(When annuitized)
FREE Withdrawals of 10%**
Potential hedge against inflation
Lifetime Income guarantees |
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* Not
guaranteed by FDIC, but other strong guarantees apply up
to $300,000 per account.
** We have several different programs, each with
different options.
Contact us to see which program fits your needs best! |
Annuities that
Rise with the Stocks and Bond indexes...but won't EVER go down! How
would you like an annuity that pays a return based on the gains
in the stock or bond markets, but has a minimum guarantee of 3%
gain? No matter what the market would go down to!
This type of
annuity is getting to be the most popular options for many! Talk
about the potential hedge against inflation! It is hard to beat
an annuity that only goes up.
Annuities are
an excellent alternative for money that you would like to
protect from the losses possible in the stock or bond market!
Never a down year!!! Guaranteed!!!
Disclaimer:
This website
does not claim to give legal or tax advice. As always, you
should consult the advice of a knowledgeable legal or tax
advisor you trust. All of this information is available at the
public library.
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All legal work done by local attorneys. |
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